Is your hearing something extra or something essential? The truth may surprise you.
We all recognize hearing as an essential element in communication, connecting us to the world around us. Still, hearing also plays a significant role in maintaining proper brain function through regular sound stimulation.
Research at Johns Hopkins University indicates that a reduction in your capacity to hear degrades your cognitive abilities and puts you at a greater risk for the early onset of dementia and other destructive physical and mental health conditions.
Fortunately, proper hearing care reduces these risks and allows you to continue your active and independent lifestyle without skipping a beat.
The cost of hearing care, especially hearing aids, is a concern for my Big Country patients. Consequently, many of them ask if their Medicare insurance coverage will help pay for treatment.
To help clarify, here is a quick overview of what you can expect from your Medicare insurance.
Medicare Hearing Care Coverage
Even though hearing loss can affect individuals of any age, statistically speaking, most people with hearing issues are Medicare eligible.
However, you can expect no-cost coverage for hearing aid treatments from original Medicare plans, Medigap policies for hearing aids, routine hearing exams, or hearing aid fittings.
Consequently, without additional insurance of some kind, hearing aids and the hearing care services associated with them will be paid 100 percent out of pocket.
Those with Medicare “Part B” can expect a little bit of help covering hearing care, which usually includes a 20% copay, as well as a deductible for the doctor, ordered diagnostic hearing tests required in association with an injury or illness.
What Are Your Options?
If you have no additional insurance coverage and do not qualify for Medicare Advantage plans, you will be forced to consider other limited alternatives to come up with the revenue necessary to invest in hearing aids.
For those who qualify, there are some programs for hearing-related benefits offered through Medicaid. Your only alternative will be various private programs designed to assist those without sufficient coverage to purchase their hearing aids.
The Insurance Experts at Holland Hearing Center Are Eager to Help
Even though Medicare’s failure to assist with your hearing aids’ cost is discouraging, the overall benefits hearing aids provide for a better quality of life make trying all possible avenues well worth the effort.
There are many ways to pay for hearing aids and hearing care that you might not be aware of, but our insurance experts at Holland Hearing Center want to make sure you get the help you need, and we work hard to help you find a way to invest in your hearing health.